Bookkeeping + Tax Services for Small Business

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Accurate bookkeeping is the foundation of everything we do.

Each month, we maintain and review your accounting records so that your financial information stays current and your books are ready when it's time to make decisions, calculate taxes, or prepare your return.

Monthly bookkeeping may include:

• Bank and credit card reconciliations
• Review of balance sheet accounts
• Recording and categorizing transactions
• Loan and liability reconciliation
• Review of accounts receivable and accounts payable, when applicable
• Payroll reconciliation
• Year-end adjustments
• Financial reports
• Ongoing bookkeeping questions

We primarily work with QuickBooks and Xero and can help determine the best setup for your business.

Tax planning shouldn't begin when we're preparing your return.

Throughout the year, we use your actual business results to estimate your taxable income and calculate quarterly estimated tax payments.

This allows us to identify changes in your business, discuss potential tax issues, and make adjustments while there's still time to do something about them.

Quarterly tax planning may include:

• Federal and state income tax projections
• Quarterly estimated tax calculations
• Review of business income and expenses
• Consideration of owner compensation and distributions
• Retirement contribution planning
• Year-end tax planning
• Multi-state considerations when applicable
• Discussion of significant business changes or transactions

Because we maintain your books throughout the year, we're working from current financial information—not estimates based on what happened last year.

For clients who operate as S corporations, partnerships, or other entities requiring a separate business income tax return, business return preparation is included in the ongoing monthly relationship when applicable.

Because we've maintained and reviewed your books throughout the year, tax preparation isn't the first time we're seeing your financial information.

We already know your business, we've been planning throughout the year, and your books are ready for the return.

Individual income tax returns are prepared separately and billed based on the time required.

Depending on your business, you may have filing requirements beyond an income tax return.

We can help with or coordinate additional compliance needs such as:

• Sales tax returns
• Local hospitality or accommodations taxes
• State business filings
• Multi-state tax requirements
• Payroll tax matters
• 1099 reporting
• IRS and state notices
• Other business tax filings

These services are not necessarily included in the standard monthly fee and will be discussed during the onboarding process based on your business's needs.

You shouldn't have to explain your business from scratch every April.

Our goal is to know what's happening in your business throughout the year so we can keep your accounting accurate, help you prepare for taxes, and answer questions as they come up.

That means when you have a question about buying equipment, hiring an employee, changing your entity structure, taking a distribution, expanding into another state, or making another significant business decision, you already have someone familiar with your business to ask.

BCPA Services is designed for small business owners who want ongoing bookkeeping and tax support.

We work with a variety of service businesses and closely held companies, including professional services, trades, real estate-related businesses, healthcare and wellness practices, and other owner-operated businesses.

New client relationships generally begin with monthly bookkeeping and tax planning. We are not currently accepting new tax-preparation-only clients.

You don't need to make a trip to our office every time you have a question or a document to provide.

BCPA Services works with clients virtually using secure document sharing, cloud-based accounting software, email, phone, and virtual meetings. This allows us to work with small business owners throughout South Carolina and beyond while staying connected throughout the year.

And if you're local? We're still here. Virtual service doesn't mean impersonal service, it simply means we don't need to sit across a desk from each other to get things done.